“Our priority is to fully understand your business, in order to build a tailor made and cost-effective insurance solution, backed up with dedicated personal service from experienced insurance professionals”

Steve Lowe – Managing Director


It is vital we understand your business, discuss and agree your attitude to risk, and design the correct insurance programme to match your requirements. We do not believe in ‘off-the-shelf’ insurance products as each of our clients’ requirements are different and unique.  As your business develops and changes so too will your risk exposures. We stay in regular contact with our clients to ensure insurance programmes keep pace with such changes and adapt accordingly to provide the right protection for your commercial venture.

Risk Management is an essential requirement of good business practice and should be implemented at all levels from shop floor to boardroom.

All organisations face a wide range of risks that could potentially threaten property, people, operations and activities. Effective assessment and control of these risks will reduce not only the likelihood of an event occurring but also the severity of its impact.  At Risk Services, our Client Executives are experienced to advise on key risk management techniques and procedures to ensure that your business is protected against both traditional and emerging risks.

Having gained a deep understanding of your business and a full appreciation of your risk exposures, we will design a bespoke insurance programme tailored specifically to your needs. The programme will be based on your business going forward, free from legacy issues and with the flexibility to adapt as your company develops and grows.

Once a bespoke insurance programme has been established, we will then take you to ‘the insurance market’.

We have both access to and close working relationships with a wide range of insurers both locally and nationally, including the specialised London and Lloyds markets.

Our unique independence means we will choose the right insurer for our client based on cover, cost and service.

We pride ourselves in responding quickly to our clients’ queries. At Risk Services, you will have a dedicated team assigned to your respective account. Our aim is to build long-standing, close working relationships that enable us to provide effective advice based on knowledge and understanding.

Risk Services have invested heavily in our claims offering. We believe that it is important to keep you regularly updated on the progress of any claim, so our dedicated Claims Manager concentrates solely on clients’ claims and the service received from insurers. This guarantees claims are settled, closed and paid quickly, allowing your business to continue with minimum disruption.